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Tragic Death Prompts Unique Financial Planning Website A Seattle widow wants to save others the financial pain and worry she suffered, following the surprise death of her young husband. Not yet two weeks old, it has struck a chord with hundreds of people who have emailed her their thanks and appreciation. "There are a few ugg women shoes simple things I wish I had taken care of before my life went sideways," writes widow Chanel Reynolds on the site s introduction page, "like a will, living will, and some details jotted down. Should the ground fall out from under your feet plan now for a softer landing." In 2009, she writes, ugg boots mens "My husband was killed in an accident. In the following hours, weeks and months I was shocked at how many things we had left disorganized or ignored." Her husband, Jose Hernando, was hit by a car while bicycling. As he slipped from life in the hospital, and as Reynolds struggled with the shock and sorrow of her loss, the practical worries came: The couple had drafted wills but had never signed them. How would that affect her finances? Did Jose have life insurance? She didn t know. She didn t know the password to his email or to his phone, which greatly complicated her notifying friends and kin. It was these extra stresses on top of everything else, says Reynolds, that "pushed me over the edge." Why, she berated herself, had she not taken care of these details before, in anticipation of such a crisis? If she had just invested a few hours, so much of this worry and frustration could have been avoided. Why hadn t she, she asked friends, "gotten her st together?" That experience gave birth to Reynolds website, which went live on January 7. It pulls together features not typically found all together, in one place, on other financial planning sites: templates and checklists for making a will, recording and organizing important passwords and phone numbers, for creating a power of attorney, and for saving and organizing crucial financial or insurance information and such things as Social Security numbers, birth certificates, marriage certificates and medical history. "If you get all this done," Reynolds tells ABC News, "it makes a potential mountain of paperwork and process so much easier to bear at a time when you re busy dealing with real grief and loss." She remembers, she says, cheap ugg website the countless hours she spent on the phone to banks or insurance companies explaining that she lacked the necessary account information or passwords because she and her husband had not recorded them or shared them. "If you take 20 minutes over breakfast to write them down, it becomes so much easier later." The public response to her site, she says, has been "overwhelming" and overwhelmingly positive. The site is nearing, she says, 500,000 page views; its checklists have been downloaded 85,000 times. And that s since January 7. Asked why she thinks it has struck a chord, she says she thinks it has to do with her story and with the fact she doesn t pretend to be a lawyer, an accountant or a professional financial planner. She s just a woman who has suffered and who is trying, she says, to save others from making the mistakes she herself did. Her site, she thinks, may be unique in the respect that it puts both life planning and death planning in the same place, so that they become part of one comprehensive plan.

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trained Matthew Gallagher s Fashion Week debut to feature twist on classics TORONTO A family vacation to Europe for his 21st birthday proved to be a life altering experience for Matthew Gallagher when he noticed a design school in Milan. Since wrapping up his studies in Italy, he s done fashion illustration work for Ports 1961 and a costume design internship with Ubisoft for the video game "Just Dance." Next up: unveiling his collection at Toronto s World MasterCard Fashion Week on March 21. In an interview with The Canadian Press, Gallagher dished on the pros and cons of life in Milan, what motivates him as a designer and which famed director s films helped to shape his sense of style. CP: Why did you decide to launch your label in such a big way showing at Fashion Week? Gallagher: It s something I ve always wanted to do. I did internships after I graduated school. But I just felt the hours were so long and you re working so hard towards something for someone else that I just thought: I would rather be putting all of that time and effort into something that I wanted for myself. CP: What was it that inspired you to want to become a designer? Gallagher: I was always into creative arts and drawing and a bit of acting, too, when I was a kid, and I realized I was way too shy to be in that industry. It s just something that I ve always wanted to do. CP: Who were some of your style influences as you were thinking about embarking on a career in fashion? Gallagher: I watched a lot of old movies when I was a kid, like Hitchcock movies. So I ve always been inspired by that kind of look. It was very serious yet still sexy and elegant and it was chic it was just very put together. I guess that s what really inspired me the most, and I always kind of reference that in everything I do. CP: You decided you wanted to study abroad and got your certificate in fashion while in Milan. What was that experience like being educated in a fashion capital? Gallagher: It was amazing. It was a great experience. I met lots of great people from all over the world and got to travel to so many different places in Europe. It s so easy there to go from one country to another, so it s really interesting to see all the different cultures together. So I think I learned a lot as a designer and even as a person. I became more mature and I just experienced stuff that I would have never experienced if I had stayed (in Canada). CP: Are there any disadvantages to being a designer in Milan? Gallagher: I think it s more a matter of (the fact) that it houses a lot of big names. So it s really hard to get in because Versace, Armani all those companies are still very strong and they still are run by the people who started them. So it s kind of difficult to make a footing as a new designer. CP: In deciding to launch your ugg online uk own label, did you have a specific woman in mind that you re designing for or a specific influence that you re tapping into? Gallagher: It s just for a confident woman who wants to be modern yet elegant, put together, but not too stuffy. Just nice and clean and prim. CP: Can you give us a sneak peek or a hint of what we might be seeing in the way of colours or specific patterns that you ll be incorporating? Gallagher: I m really not so much a fan of adirondack ugg boots patterns. I like tone on tone, and if there is something to add to it, I prefer embellishment to pattern. The colours are pretty straightforward. I chose a kind of oxblood red and black, white, cream these more kind of neutral colours. CP: Tell me about the fun side and also the challenging side of putting together a fashion show. Gallagher: It was really difficult because it kind of happened all very fast. So I had an internship and I was like: OK, I ve got this opportunity, now everything is put on hold. I stopped my internship and I just began making everything from scratch for an entire 10 piece collection in the past month and a half. I ve been working non stop. It was a huge challenge, but it was also exciting to see what you re capable of after those years of studying and you really put yourself in it. And you start making the clothes and they re coming out exactly how you imagined. That was the good feeling. CP: What are you most looking forward to about having people see ugg boots black your work for the first time? Gallagher: I just hope that it s well received and that people understand where it s coming from. I m quite classic, I would say, but I do put in twists of different cuts or different seaming. I don t want to be seen as maybe too simple. I want people to really appreciate what it is they see. Gallagher: Probably Europe because I ve gotten the bug. I love Europe now. But I m not really sure. It really depends how things go. I ve been enjoying my time here in Toronto, and it s been nice to be home and see people.

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